Cat Insurance

Most cat owners decide to insure their pets to avoid having to bear the high and unpredictable costs themselves in the event of an injury or illness. Cats can also develop chronic diseases like urinary tract disease, kidney diseases, diabetes and others as they age. For pet parents, cat insurance can be an affordable way to pay for this care.

In order to provide quality cat insurance, Agria Petinsure believes lifetime cover is essential. Your cat is covered for life if you renew your policy and if the insurer agrees to renew it. Lifetime cover is subject to the policy’s terms and conditions. Please read the terms and conditions carefully.

Insurers reserve the right to cancel your cat insurance policy at any time, limit what conditions they will cover, or reduce the amount they will pay for a given condition.

Cats can be insured as early as 8 weeks of age. Taking out cat insurance early will ensure better protection.

There is no upper age limit for the cats we insure. No matter how ill your pet becomes or how many claims you make, your maximum benefit will always be reinstated when you renew your pet’s policy.

Excess is what a policy holder pays when they wish to claim. You pay an excess once per Condition, per Policy year. This means that if your pet has a lifelong condition, you only pay the excess once per year, rather than per claim you need to make. The plan you choose will determine this. See ‘Plans and Premium’ for more on excess amounts and multiple plans.